Car rental insurance sounds simple until something happens and you discover what isn’t covered. If you’re planning on renting a car in Columbia SC, these hidden gaps can save you from stress, charges, and confusion.
Common Gaps Most Renters Are Not Aware Of
1. Tires and Rims Are Often NOT Covered
Many basic insurance packages exclude:
- Flat tires
- Rim damage
- Blowouts
- Curb scratches
These repairs can cost $150–$700 depending on the damage.
2. Windshield and Glass Damage
Glass is frequently excluded unless you purchase full coverage.
- Windshield replacement: $400–$800
- Mirror replacement: $150–$300
3. Undercarriage Damage
Driving over deep potholes or floodwater can cause:
- Suspension damage
- Exhaust pipe issues
- Oil pan leaks
These can cost $500–$2,000+.
4. Unauthorized Drivers
If someone not listed in the agreement drives the car:
- Insurance becomes void
- You are 100% liable
Always add additional drivers when renting a car.
5. Late Return or Contract Violations
Returned late?
Returned dirty?
Used for off-road driving?
Your coverage may be canceled instantly.
🔐 How to Avoid These Gaps
When choosing car rentals in Columbia SC, always check:
- What type of coverage is included
- Exclusions
- Deductibles
- Daily insurance cost
Clur Dynamic Solutions offers clear, easy-to-understand insurance options no hidden surprises.
